Home Improvement Financing

©2025 Regions Bank. All Rights Reserved. | All loans subject to qualification, required documentation and credit approval. Regions and the
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Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a
limited time. *19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of
Florida and Wisconsin), effective as of February 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds
are disbursed. Interest waived if repaid in 730 days from first disbursement. When open line period ends, the balance becomes a fixed rate
installment loan; repayment terms vary from 36 to 144 months. Actual loan term may be shorter if less than the full approved amount of
credit is used. First monthly loan payment due 730 days after first disbursement. If no payments made during same-as-cash period and APR
of 19.99%, monthly payments vary from $24.31 to $35.00 per $1,000 borrowed depending on term. The minimum monthly payment will be
no less than $50.00. **8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99%
for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed.
Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the
balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than
the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments
vary from $11.49 to $30.27 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than
$50.00.